Dealing with mortgage problems

If you’re worried about a money or debt issue, getting legal advice as early as possible can help you get the best outcome for your situation. You should seek legal advice immediately if you are having problems with debt, as strict time limits apply for some matters.

If you owe someone money, Legal Aid Queensland says they can’t:

• send you to gaol,
• take and sell any property unless they have a mortgage, or other form of security, or an order from the Court,
• threaten, intimidate or harass you or your family and friends,
• have your children taken from you,
• turn up at your home unless it is at a reasonable time (usually between 7.30am and 9.00pm),
• chase you for money after a certain amount of time has passed. There are time limits for debt recovery.

However, they can:

• write to you or call you to demand payment,
• take you to Court to recover their money,
• take and sell any property they have a mortgage or other form of security over. 

To find out what your rights and obligations are in relation to money and debt problems, contact Hunter Solicitors.